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  • News - financial planning ,banking

    Marry Now, Pay Later? Why wedding loans are not a match made in heaven

    While taking out a wedding loan or participating in a ‘Marry now, pay later’ scheme, borrowers must understand key terms such as interest rate, loan amount, and repayment schedule. You should borrow only to pay for the basic expenses and not to fund the showbiz part of the Big Fat Indian Wedding.

  • News - banking ,Home Loan

    Want a lower interest rate on your home loan? Here’s how you can get it

    You can negotiate with your bank for a reduction in interest rate on your existing home loan. The bank will charge you a fee for this so use an online home loan refinance calculator to figure out what you will save.

  • News - Credit Cards ,banking

    Why Do Credit Cards Refuse Reward Points On Utility, Insurance And Rent Payments

    Many credit card holders have been found to use sharp tactics to earn faster rewards points. This has prompted banks to exclude categories such as utility bill, insurance and rent payments from their reward-earning lists.